Use this guide to identify the category most relevant to your enquiry. It compares intended audiences, not approved benefit packages or prices.
Category | Intended audience | Enquiry route |
Individual Care | People seeking personal cover | |
Family Care | Households and eligible dependants | |
SME Care | Small and medium-sized employers | |
Corporate Care | Larger employers and distributed workforces | |
Diaspora Family Care | Sponsors overseas supporting relatives in Nigeria | |
Cooperative and Community Care | Cooperatives and community member groups | |
Public Sector Care | Public bodies and defined beneficiary populations | |
Institutional and Association Care | Institutions and membership organisations |
Check the benefits, annual and service limits, exclusions, waiting periods, eligibility and age rules, participating providers, referral requirements, authorisation process and total cost. Ask how renewals and complaints will be handled.
Final HMO licence approval is pending. Prices and benefit schedules are not available for purchase through this website, and no category guarantees acceptance or cover for a particular condition.